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Can I borrow money as a temporary worker?

Frequently asked questions about income

Whether you can borrow money as a temporary worker depends on the phase of your employment or temporary employment contract with the temporary employment agency. For borrowing money, lenders create a risk profile of the borrower. An important part of this is a stable income, which is sometimes difficult for a temporary worker. If a stable income is uncertain, a lender is less likely to lend money to a temporary worker. You can borrow money as a temporary worker if you are in phase B or C through the temporary employment agency. This means that, in order to borrow money, you as a temporary worker must have an employment contract with the temporary employment agency for a definite (phase B) or indefinite (phase C) time. Do you have a phase A contract? Unfortunately, as a temporary worker you cannot borrow money on this basis. The lender sees your income from phase B as temporary employment and 70% is included as permanent and permanent. The income of a temporary worker from phase C is regarded as permanent employment and is included for 100% to determine how much money you can borrow as a temporary worker. In addition, the employment agency must be in possession of a NEN certificate.

Do you work as a temporary worker and are you curious about how much money you can borrow? Request a quote without obligation and you will receive a response within one day stating whether and how much money you can borrow through the Dutch Credit Company. Go to method for more information about our application process.

Are you looking for a suitable loan, but are you not yet sure which loan is best for you? Use our loan wiser to find a suitable loan that is adjusted to your needs.


You can also directly specify the desired loan amount and request a quote for your loan completely free of charge and without obligation:


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