The main difference between these loans is the degree of flexibility. Thanks to the variable term and interest, a Revolving Credit is more flexible than a Personal Loan. However, a Personal Loan offers more security. Because the term and interest are fixed, you know exactly where you stand. In addition, the loan amount with a Personal Loan is deposited into your account in one go. With a Revolving Credit you get access to extra money, but you decide how much you transfer to yourself. In general, we say that a Personal Loan is a good fit if you have a specific loan purpose. A Revolving Credit is a good option if you are looking for financial support.
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