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The difference between a Personal Loan and Revolving Credit

Frequently asked questions about problems with borrowing money

The main difference between these loans is the degree of flexibility. Thanks to the variable term and interest, a Revolving Credit is more flexible than a Personal Loan. However, a Personal Loan offers more security. Because the term and interest are fixed, you know exactly where you stand. In addition, the loan amount with a Personal Loan is deposited into your account in one go. With a Revolving Credit you get access to extra money, but you decide how much you transfer to yourself. In general, we say that a Personal Loan is a good fit if you have a specific loan purpose. A Revolving Credit is a good option if you are looking for financial support.

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