What is your loan goal and desired loan amount?

Which loan suits you best partly depends on the reason why you borrow money. Suppose you borrow money for a car, then a Personal Loan connects well. But sometimes a Revolving Credit is a better option. Enter your loan goal and loan amount below and click 'next' to continue.

Date of birth:

Living situation:

Your spending goal

Loan amount:

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Which loan is right for you?

Personal loan
- You have a one-time $ {{amount | amount: 0}} required
- You repay the loan with a fixed amount per month
- Fixed interest from 3.5% (security)
- Fixed term. Adjust this to the life of your purchase
- Extra repayment penalty free at most banks
- You have a one-time $ {{amount | amount: 0}} required
- You repay the loan with a fixed amount per month
- Fixed interest from 3.5% (security)
- Fixed term. Adjust this to the lifespan of your improvement
- Extra repayment penalty free at most banks
- Interest is tax deductible
- Interest not tax deductible
- You have a one-time $ {{amount | amount: 0}} required
- You repay the loan with a fixed amount per month
- Fixed interest from 3.5% (security)
- Fixed term. Adjust these so that you get rid of your debts as quickly as possible. But note that you can continue to pay for it.
- Extra repayment penalty free at most banks
- You want $ {{amount | amount: 0}} have in hand (with a personal loan you borrow an amount once)
- You cannot withdraw extra, but you can make extra repayments
- You repay the loan with a fixed amount per month
- Fixed term and interest from 3.5%
- Extra repayment penalty free at most banks
- You have a one-time $ {{amount | amount: 0}} required
- You repay the loan with a fixed amount per month
- Fixed interest from 3.5%
- Fixed term. Adjust these so that you get rid of your debts as quickly as possible. But note that you can continue to pay for it.
- Extra repayment penalty free at most banks
- Tax-deductible
- You want $ {{amount | amount: 0}} 'can be in the red' (with a personal loan you borrow an amount once)
- You cannot withdraw extra, but you can make extra repayments
- You repay the loan with a fixed amount per month
- Fixed term and interest from 3.5%
- Extra repayment penalty free at most banks
- You want $ {{amount | amount: 0}} borrow for 'multiple small purchases' (with a personal loan you borrow an amount once)
- You cannot withdraw extra, but you can make extra repayments
- You repay the loan with a fixed amount per month
- Fixed term and interest from 3.5%
- Extra repayment penalty free at most banks
- You want $ {{amount | amount: 0}} 'extra financial space' (with a personal loan you borrow an amount once)
- You want $ {{amount | amount: 0}} borrow to finance your study (with a personal loan you borrow an amount once)
- You cannot withdraw extra, but you can make extra repayments
- You repay the loan with a fixed amount per month
- Fixed term and interest from 3.5%
- Extra repayment penalty free at most banks
- Save by transferring your loan (s)
- Repaid faster or a lower monthly payment
- Extra repayment penalty free at most banks
- Low fixed interest
- Certainty of a fixed term
My preference
* Mostly chosen in conjunction with your spending goal
Revolving credit
- You have a one-time $ {{amount | amount: 0}} required.
- You can withdraw the repaid money later
- You repay the loan with a fixed amount per month
- Variable interest from 4.5%
- Repay and withdraw without penalty
- Variable duration. The term changes when the interest changes or when you make additional withdrawals or payments
- You run the risk of not having repaid your loan while you no longer have the purchase
- You have a one-time $ {{amount | amount: 0}} required.
- You can withdraw the repaid money later
- You repay the loan with a fixed amount per month
- Variable interest from 4.5%
- Repay and withdraw without penalty
- Variable duration. The term changes when the interest changes or when you make additional withdrawals or payments
- You run the risk of not having repaid your loan while your house is ready for the next improvement
- Interest not tax deductible
- You have a one-time $ {{amount | amount: 0}} required.
- You can withdraw the repaid money later. (not conducive to paying off your debt)
- You repay the loan with a fixed amount per month
- Variable interest from 4.5%
- Repay and withdraw without penalty
- Variable duration. The term changes when the interest changes or when you make additional withdrawals or payments
- You run the risk of 'never' getting rid of your debt.
- You want $ {{amount | amount: 0}} on hand, which you can withdraw whenever you want.
- Maximum flexibility: You can continuously withdraw and pay up to the agreed limit. Just like being in the red at your bank, only then much cheaper
- You repay the loan with a fixed amount per month
- Variable interest from 4.5%
- Repay and withdraw without penalty
- Variable duration. The term changes when the interest changes or when you withdraw or pay off extra (flexible)
- Pay interest only on the amount withdrawn
- You have a one-time $ {{amount | amount: 0}} required.
- You can withdraw the repaid money later. (not conducive to paying off your debt and not tax deductible)
- You repay the loan with a fixed amount per month
- Variable interest from 4.5%
- Repay and withdraw without penalty
- Variable duration. The term changes when the interest changes or when you make additional withdrawals or payments
- Tax deductible as long as you make repayments but do not make additional withdrawals.
- You want up to $ {{amount | amount: 0}} are in the red, which you can withdraw whenever you want.
- Maximum flexibility: You can continuously withdraw and pay up to the agreed limit. Just like being in the red at your bank, only then much cheaper
- You repay the loan with a fixed amount per month
- Variable interest from 4.5%
- Extra repayments without penalty
- Variable duration. The term changes when the interest changes or when you make additional withdrawals or payments
- Pay interest only on the amount withdrawn
- You want $ {{amount | amount: 0}} borrow for 'multiple small purchases', money you can withdraw when you need it.
- Maximum flexibility: You can continuously withdraw and pay up to the agreed limit. Just like being in the red at your bank, only then much cheaper
- You repay the loan with a fixed amount per month
- Variable interest from 4.5%
- Extra repayments without penalty
- Variable duration. The term changes when the interest changes or when you make additional withdrawals or payments
- Pay interest only on the amount withdrawn
- You want up to $ {{amount | amount: 0}} extra financial space. Money that you can withdraw whenever you want.
- You want up to $ {{amount | amount: 0}} borrow to finance your study. Money that you can withdraw whenever you want.
- Maximum flexibility: You can continuously withdraw and pay up to the agreed limit. Just like being in the red at your bank, only then much cheaper
- You repay the loan with a fixed amount per month
- Variable interest from 4.5%
- Extra repayments without penalty
- Variable duration. The term changes when the interest changes or when you make additional withdrawals or payments
- Pay interest only on the amount withdrawn
- Save by transferring your loan (s)
- Repaid faster or a lower monthly payment
- Repay and withdraw without penalty
- Low variable interest
- Flexible with a variable duration
My preference
* Mostly chosen in conjunction with your spending goal

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What term and monthly charges do you want?

{{spending goalArray [request.spending goal]. durationExplanationPL}}

{{spending goalArray [request.spending goal]. durationExplanationDK}}

Select the details for your Personal Loan of $ {{amount | amount: 0}}, -

Select the details for your Revolving Credit of $ {{amount | amount: 0}}, -

Details:

Interest: {{request.pl.rate}}

Interest: {{request.dk. interest}}

Modify

You save {{application.tax advantage | currency: '€': 0}} due to tax benefit

The combination of your chosen product form and your spending target can under certain conditions certain conditions enjoy a tax advantage. The interest on your loan is then deductible. As a result, you have lower net costs every month and the total net price of your loan is also lower.

* The net amounts and percentages mentioned are based on an average tax rate of 42%.

Due to the combination of your spending goal and your choice for a Personal Loan, the interest on the loan is tax deductible. After deduction (42%) you do not pay {{application.pl.total price - amount | currency: '€': 0}} interest but only {{request.pl.total price - amount - request.tax benefit | currency: '€': 0}} . As a result, your net monthly costs are not {{application.pl.monthly | currency: '€': 0}} but {{request.pl monthly charge - (request.tax advantage / request.pl. duration) | currency: '€': 0}} .

No tax benefit

Please note: you have opted for a revolving credit. You therefore do not benefit from the tax benefits. If you opt for a personal loan, the interest is deductible.

You save {{application.tax advantage | currency: '€': 0}} due to tax benefit

The combination of your chosen product form and your spending target can under certain conditions certain conditions enjoy a tax advantage. The interest on your loan is then deductible. As a result, you have lower net costs every month and the total net price of your loan is also lower.

* The net amounts and percentages mentioned are based on an average tax rate of 42%.

Due to the combination of your spending goal and your choice for a Personal Loan, the interest on the loan is tax deductible. After deduction (42%) you do not pay {{application.pl.total price - amount | currency: '€': 0}} interest but only {{request.pl.total price - amount - request.tax benefit | currency: '€': 0}} . As a result, your net monthly costs are not {{application.pl.monthly | currency: '€': 0}} but {{request.pl monthly charge - (request.tax advantage / request.pl. duration) | currency: '€': 0}} .

You save {{application.tax advantage | currency: '€': 0}} due to tax benefit

The combination of your chosen product form and your spending target can under certain conditions certain conditions enjoy a tax advantage. The interest on your loan is then deductible. As a result, you have lower net costs every month and the total net price of your loan is also lower.

* The net amounts and percentages mentioned are based on an average tax rate of 42%.

Due to the combination of your spending goal and your choice for a Revolving Credit, the interest on the loan is tax deductible. After deduction (42%) you do not pay any {{application.dk.total price - amount | currency: '€': 0}} interest but only {{application.dk.total price - amount - application.tax benefit | currency: '€': 0}} . As a result, your net monthly costs are not {{application.dk.monthly burden | currency: '€': 0}} but {{request.dk.monthly charge - (request.tax advantage / request.dk. duration) | currency: '€': 0}} .

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Loan guide outcome

We have found a suitable loan for you. This loan perfectly matches your preferences and wishes.

Revolving credit

A Revolving Credit offers freedom: you borrow one-off or spread extra money up to a maximum amount. This way you always have a financial reserve. You decide how much you withdraw each time. The interest is variable and you only pay interest on the amount used.

Loan amount:
Duration {{request.dk. duration}} months months.	Interest {{request.dk. interest}}
Total price {{request.dk.total price \| currency}}	Monthly amount {{request.dk.monthly \| currency}}

Request a quote without obligation

Change term and monthly amount

Personal loan

A Personal Loan offers security. You borrow a fixed amount at a fixed interest rate and term. This means that you know in advance exactly when you will pay off the loan. The loan amount is paid in one go. This way you have direct access to your money.

Loan amount:
Duration {{application.pl.time}} months ({{application.pl.time / 12}} years) months.	Interest {{request.pl.rate}}
Total price {{request.pl.total price \| currency}}	Monthly amount {{request.pl.monthly \| currency}}