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Is it wise to take out an IKEA loan?

Frequently asked questions about lenders

Since 2012, Ikea customers can use the Ikea Purchase installment scheme for their purchases. Ikea is offering the loan in collaboration with Ikano Bank, which, like the furniture company, is owned by the Kamprad family. The loan with Ikea can be taken out online (the Ikea payment service) or directly in a branch (the Ikea family payment card). This sounds attractive, but it does come with a price tag. For an Ikea loan you pay no less than an interest of 13% on an annual basis.

Cheaper alternatives to the Ikea loan are the revolving credit and the personal loan. You can already take out a revolving credit with a minimum interest rate of 3.5% and a personal loan with a minimum interest rate of 3.5% through the Dutch Credit Company. Go to the loan guide and discover which loan suits you best or request a quote without obligation and receive a tailor-made offer within one working day.

Update: Ikea Netherlands has stopped buying on installment.

Are you looking for a suitable loan, but are you not yet sure which loan is best for you? Use our loan wiser to find a suitable loan that is adjusted to your needs.


You can also directly specify the desired loan amount and request a quote for your loan completely free of charge and without obligation:


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