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When is a monthly installment first collected?

Frequently asked questions about lenders

InterBank and De Nederlandse Voorschotbank
Have you taken out a Revolving Credit; after an amount has been paid out or withdrawn from your revolving credit, the first installment will be debited the following month. Payments are automatically made on the 25th of the month by InterBank and the Nederlandse Voorschotbank. If you want the monthly installment of your revolving credit to be debited on a different day, there are two alternatives in addition to the 25th: the 18th or the penultimate working day of the month.

Have you taken out a personal loan: with a personal loan, the first installment is written off exactly one month after it has been paid. If you want the monthly installment of your personal loan to be collected on a different day, you can do this on any random day of the month.

With both a revolving credit and a personal loan, it is possible to adjust the collection date to the aforementioned options. You can email this request to [email protected] and we will arrange it for you directly at InterBank or De Nederlandse Voorschotbank.

Defam
If you have taken out a revolving credit before the 15th of the month: the first installment will then be debited on the last working day of the same month.

If you have taken out a revolving credit after the 15th of the month: the first installment will then be debited on the last working day of the following month.

If you have taken out a personal loan before the 15th of the month: the first installment will then be written off on the 15th of the following month.

If you have taken out a personal loan after the 15th of the month: the first installment will then be debited on the last working day of the following month.

It is possible to adjust the collection date for both a revolving credit and a personal loan. You can mail a request to [email protected] and we will arrange it for you directly at Defam.

Nationale Nederlanden Bank
Have you taken out a revolving credit; the first installment will then be debited on the 28th of the next month.

It is possible to adjust this collection date. You can send a request for this to [email protected] and we will arrange it for you directly at Nationale Nederlanden Bank.

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