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How much interest do I pay with a loan?

Frequently asked questions about interest

How much interest you pay for a loan differs per situation. To determine how much interest you pay for a credit, providers look at your personal situation, including your income, age and outstanding loans. This means that how much interest you pay for a loan depends on the extent to which you can repay the loan. In addition, the interest that you pay for a loan depends on the ratio between your expenses and income, the extent to which you have a positive BKR payment history and how much money you can borrow in total. In addition, the type of credit, the amount and duration of the loan also determine how much interest you pay for a loan. For example, the amount of interest you pay with a Personal Loan is higher than with a Revolving Credit. And because the fixed costs with a small loan are proportionally higher than with a large loan, you pay more interest for a small loan. Even if you choose a fixed-rate credit, this also affects how much interest you pay for the credit.

Are you curious about how much interest is currently charged for a loan? View the lowest interest rates of the Dutch Credit Company. How much interest you pay for a loan depends on your personal situation. After submitting an application for a loan, you will receive an overview of the options at various banks in which you can see how much interest the banks charge for the loan. Based on this, you can decide for yourself which bank you want to take out a loan with and how much interest you pay for the loan.

Are you looking for a suitable loan, but are you not yet sure which loan is best for you? Use our loan wiser to find a suitable loan that is adjusted to your needs.


You can also directly specify the desired loan amount and request a quote for your loan completely free of charge and without obligation:


Current interest rates

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