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What percentages do I pay with a loan?

Frequently asked questions about interest

The percentages that you pay with a loan differ per situation and depend on various factors . To determine the percentages, lenders draw up a risk profile of you as a borrower. This involves looking at factors such as the ratio between your income and expenses, payment history, age, work and wealth situation. Low risk to the lender will result in low rates of interest. In addition, the percentages that you pay on the loan depend on the type of loan. The percentages decrease as the loan is larger, and the percentages are typically lower for a floating rate loan rather than a fixed rate.

Since lenders have different terms for taking out a loan, the percentages you pay for a loan sometimes differ per provider. That is why you will find the offer from three different lenders in our offer. Based on this, you can compare the offer and choose the most suitable loan with the best interest rate. You can currently take out a loan through the Nederlandse Kredietmaatschappij for a percentage of 3.5%. Click on loan interest rates for more information or request a quote without obligation to see which percentages you actually qualify for and which percentages apply to your situation.

Are you looking for a suitable loan, but are you not yet sure which loan is best for you? Use our loan wiser to find a suitable loan that is adjusted to your needs.


You can also directly specify the desired loan amount and request a quote for your loan completely free of charge and without obligation:


Current interest rates

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