Responsible financing from 3.5%
You can finance a renovation in or on your home cheaply with a loan. The interest on your loan is tax deductible (under certain conditions). You can take out a loan online, when it suits you best. Our loans have low interest rates, favorable conditions and you do not pay any closing and advisory costs.
Many people used to co-finance a renovation in a mortgage. Nowadays this is only possible with equity or if your home increases in value through the renovation (appraisal required). Financing a renovation through a mortgage is also more expensive (a longer term, so higher total costs). And then there are the costs for advice, appraisal and notary.
A loan is a good alternative. A loan has a much shorter term, is usually cheaper and is based on your income, not the value of your home. You simply close it online and therefore do not incur any costs for advice, appraisal and notary.
Request a loan for a renovation without obligation and discover what the options are. Homeowners benefit from an extra low interest rate.
The average loan amount for a renovation is € 27,500 and will be repaid within 8 to 10 years.
The Personal Loan is the most popular loan for a renovation. It is a loan that offers a lot of security and tax benefits. Because with a Personal Loan:
Having an extension to your house or renovating your entire home is possible with a somewhat higher loan amount. This is possible with our Combination Credit . You can take out a loan up to € 150,000 . Thanks to this high loan amount, you can create extra living space or renovate your house.
The Combination Credit consists of two personal loans. If you also want a flexible part, you can opt for a part personal loan and a part revolving credit. In this, the fixed low interest rate of a personal loan is combined with a portion of money that can be flexibly withdrawn and spent.
If you choose a combination of two Personal Loans, the chance of your application being accepted is high and there are more options; the credit risk is spread out with 2 banks. This means that the risk for the bank is low and you benefit from a low interest rate. The interest on a personal loan is tax deductible. The favorable conditions apply for the entire term. You can make additional interim repayments on the loan without penalty so that you reduce your outstanding debt.
Do you want to make your home more sustainable with solar panels, a heat pump or insulation? With us it is possible, with a green loan from 4.2%, especially for sustainable investments in your home.
A green loan is also called greenloans and is specifically intended to make homes more sustainable. What are the features and benefits of a green loan?
Greenloans is a Personal Loan of 5,000 us dollar to 50,000 us dollar, for sustainable investments in your home: insulation , solar panels , a heat pump . A green loan is often a bit cheaper than a 'normal' Personal one
Loan and starts at 4.2%, with a term of up to 15 years.
Thanks to the online method and exclusive cooperation with specialized banks, we can offer the best conditions with one of the lowest interest rates in the Netherlands. You are usually cheaper with us than with a green loan through, for example, Rabobank or ING.
Fixed low interest and the interest is fixed during the term. You choose a responsible Personal Loan for energy saving and you know exactly when the loan will be repaid.
Additional interim repayments may always be made without penalty.
A green loan is usually tax deductible . Anyone who wants to borrow money online for solar panels can also reclaim the VAT. So double tax benefit!
It is not necessary to raise a mortgage for renovation. Via greenloans you finance a sustainable renovation with a much shorter term (maximum 15 years) than through your mortgage (30 years).
With a green loan, you simply borrow a fixed amount for a clear purpose and you do not have to justify yourself for everything, such as when increasing the mortgage or subsidy application.
5 tips for when you want to renovate your home:
A Personal Loan for home improvement is tax deductible .
Answer within 24 hours
You will receive an overview of your options by e-mail and in My SNLO.
Especially for homeowners
Extra low interest for homeowners.
No notary and appraisal costs
Unlike with increasing your mortgage, there are no additional costs with a loan.