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Frequently Asked Questions

  • How quickly can I take out a loan?

    It is possible to take out a loan online via Snaploan Online. Thanks to our online working method and excellent cooperation with our partners (Defam, InterBank , BNP Paribas, Qander and Nationale Nederlanden), we can close your loan quickly (within 2 working days) . After your request for a quote for a loan, you will receive the quotes from our partners within one working day. Based on this, you decide which loan you want to take out quickly. We then draw up a contract with the lender of your choice, without any obligation and free of charge. After the return of the contract, the money will be in your account within 2 working days. If the switch is made quickly, a loan can therefore be arranged within a few days.

    Do you want to take out a loan? Request a free quote today and we will inform you as soon as possible about the options for taking out a loan.

  • How do I apply for a Personal Loan?

    You can easily apply for a Personal Loan online through us. At a time that suits you, 24 hours a day, 7 days a week. Fill in our online application form for this. We send your request to our partner banks and they make a tailor-made offer. Within 24 hours you will receive the quotes from our partners in one overview. Applying for a loan is always free of charge and without obligation.

  • How do I access my loan?

    The bank will transfer the loan amount to your account in one go. This way you have direct access to your money.

  • How do I pay off a Personal Loan?

    You pay a fixed amount in interest and repayment every month. This is done by means of a direct debit. You and the bank decide in advance within how many months you want to repay the loan. For example, you can adjust the term of the Personal Loan to the life of the loan purpose. The term varies from 6 to 180 months. Do you want to make extra or faster repayments in the meantime? This is always possible and usually completely free of charge.

  • Can I make additional repayments on a Personal Loan?

    Yes, that's possible. No penalty is due in the case of a full or partial early repayment of a personal loan .

  • Do I have to pay closing and advice costs?

    No. We work according to the 'execution only' principle : a way of borrowing money that is very suitable for people who know what they are looking for and who themselves know the risks of borrowing money. It means that we do not give advice. This allows us to make you a cheaper offer and you do not pay any closing and advice costs.

  • How do I pay off a Revolving Credit?

    You pay a fixed amount in interest and repayment every month by means of a direct debit. Even though the interest is variable, you pay a fixed amount of interest and principal each month. If the interest rate decreases, you will pay less interest and more repayment that month. This way you can repay the credit faster. Is interest rising? Then you pay more interest and less repayment. Repaying the credit then takes a little longer. Extra or faster repayments in the meantime are always possible and completely free of charge.

  • Can I adjust the credit limit?

    Yes, that's possible. Increasing a Revolving Credit is free of charge. How much extra you can borrow depends on your personal situation. Feel free to contact us for a tailor-made offer.

  • Can I make additional repayments on my Revolving credit?

    Yes, that's possible. Because a Revolving Credit has no fixed term, you can repay the credit in part or in full at any time.

  • How do I apply for a Revolving Credit 60+?

    You can easily apply for a Continuous Credit 60+ online through us. At a time that suits you, 24 hours a day, 7 days a week. Fill in our online application form for this and apply for a Continuous Credit. We send your request to our partner banks and they make a tailor-made offer especially for people over 60. Within 24 hours you will receive the quotes from our partners in one overview. Applying for a credit is always free of charge and without obligation.

  • How do I pay off a Revolving Credit 60+?

    Even though the interest is variable, you pay a fixed amount of interest and principal each month. If the interest rate decreases, you will pay less interest and more repayment that month. This way you can repay the credit faster. Is interest rising? Then you pay more interest and less repayment. Repaying the credit then takes a little longer. With a Revolving Credit 60+, the loan must be repaid before your 75th birthday. That is why the credit limit is reduced from your 66th birthday. Extra or faster repayments in the meantime are always possible and completely free of charge.

  • Can I adjust the credit limit of a Revolving Credit 60+?

    Yes, that's possible. Increasing a Revolving Credit is free of charge. How much extra you can borrow depends on your personal situation. With a Revolving Credit 60+, the credit limit is reduced from your 66th birthday. It is then no longer possible to increase the credit. Feel free to contact us for a tailor-made offer.

  • What happens to the loan in the event of death?

    If the first contractor dies, a waiver of up to € 12,500 applies. You are automatically insured for this with a 60+ Continuous Credit. You can also insure a second contractor or a higher amount.

  • How do I apply for my own home Continuous Credit?

    Through us you can easily apply for your own home Continuous Credit online. At a time that suits you, 24 hours a day, 7 days a week. Fill in our online application form for this and apply for a Continuous Credit. We send your request to our partner banks and they make a tailor-made offer especially for home owners. Within 24 hours you will receive the quotes from our partners in one overview. Applying for a credit is always free of charge and without obligation.

  • How do I apply for a Personal Loan 65+?

    You can easily apply for a Personal Loan 65+ online through us until your 68th birthday. At a time that suits you, 24 hours a day, 7 days a week. Fill in our online application form and apply for a Personal Loan. We send your request to our partner banks and they make a tailor-made offer especially for people over 65. Within 24 hours you will receive the quotes from our partners in one overview. Applying for a loan is always free of charge and without obligation.

  • How do I release?

    You pay a fixed amount in interest and repayment every month. You and the bank determine in advance within how many months you want to repay the loan. The term varies from 6 to 72 months. In any case, the credit must be repaid before your 75th birthday. Do you want to make early repayments? This is always possible and often completely free of charge.

  • How do I apply for a home Personal Loan?

    You can easily apply for your own home Personal Loan online through us. At a time that suits you, 24 hours a day, 7 days a week. Fill in our online application form and apply for a Personal Loan. We send your inquiry to our partner banks and they make a tailor-made offer for homeowners. Within 24 hours you will receive the quotes from our partners in one overview. Applying for a loan is always free of charge and without obligation.

  • How do I apply for a Combination Credit?

    You can easily apply for a Combination Credit online through us. At a time that suits you, 24 hours a day, 7 days a week. Fill in our online application form for this. We send your request to our partner banks and they make a tailor-made offer. Within 24 hours you will receive the quotes from our partners in one overview. Applying for a loan is always free of charge and without obligation.

  • Can I make additional repayments on my credit in between?

    Yes, that's possible. Early repayment is almost always free, both for the Personal Loan and the Revolving Credit.

  • How much can I borrow with a Renovation Loan?

    You can borrow a minimum of € 5,000 and a maximum of € 75,000 with a Renovation Loan. The exact loan amount depends on your personal situation. The bank calculates the maximum amount you can borrow based on your income, expenses, assets and age.

  • How do I apply for a Renovation Loan?

    You can easily apply for a Renovation Loan online through us. At a time that suits you, 24 hours a day, 7 days a week. Fill in our online application form and apply for a Personal Loan. We send your request to our partner banks and they make a tailor-made offer especially for a renovation. Within 24 hours you will receive the quotes from our partners in one overview. Applying for a loan is always free of charge and without obligation.

  • How can I borrow money safely online?

    By choosing a reliable bank. Just like the banks we work with, we have an AFM license from day one. This means that we adhere to laws and regulations. In addition, the permit ensures that we are a financially sound company with an understanding of its business. In addition to the AFM license, we are affiliated with and member of various organizations that guarantee that we are a qualitative, reliable service provider:

    • Financial Services Quality Mark Foundation
    • Personal Data Protection Board
    • Financial Services Complaints Institute
    • Dutch Association of Financing Advisers and Brokers
  • How do I apply for a loan online?

    Complete our application form to apply for a loan online. This can be done 24 hours a day, 7 days a week. Just at a time that suits you. There is no need to make an appointment. Everything is arranged digitally for you . We send your request to our partner banks and they make a tailor-made offer. Within 24 hours you will receive the quotes from our partners in one overview. Applying for a loan is always free of charge and without obligation.

  • How can I contact you?

    You can contact us by e-mail or telephone. We are available by phone from Monday to Friday from 10:00 to 18:00 on 01-551 12 871. By mail 7 days a week via [email protected] If you opt for a loan through us, you determine how the contact goes: by telephone, by e-mail or by post.

  • How do I repay my loan?

    You pay a fixed amount in interest and repayment every month. This is done via a direct debit. Do you want to make extra or faster repayments in the meantime? This is always possible and often completely free of charge.

  • Why are we cheaper than banks?

    We work completely digitally, so without the intervention of advisers. That is why it is possible to compare, apply for, conclude and repay (accelerated penalty-free) loans quickly, flawlessly and at low costs. An efficient and cost-saving method and you will notice that immediately in your wallet. You can borrow money from us at the lowest interest rate in the Netherlands, from 3.5%.

    We are fully specialized in consumer credit. So no mortgages and no payment, savings or complex investment products, just a personal loan or revolving credit . Our specialists only deal in consumer credit and not in other financial products. That reduces costs. We work online, fast and error-free, without a network of bank branches with specialized credit banks that also only provide consumer credit.

    No expensive advisers, no consultations and you decide for yourself which loan best suits your situation. This 'execution only' method means that we do not incur any consultancy costs for advisers and because you cooperate online yourself, the (process) costs are lower than at the banks.

    More information about our working method and why our interest is lower than at the major banks? Read the blog article we wrote about this, 'Why our interest is lower than at the banks' .



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T: 918-815-8453

Available by phone from Monday to Friday from 10:00 to 18:00.

Online 7 days a week.

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