Borrow money cheaply and safely for the self-employed person
The changing labor market shows a still growing number of freelancers. As a self-employed person without staff, it was always difficult to take out a loan. Especially when it came to consumer credit. This has changed because even as a self-employed person you can now borrow money . With this, lenders meet the financial wishes and needs of freelancers.
If you want to borrow money as a self-employed person, the bank sets a number of requirements that you must meet:
Taking out a consumer credit as a self-employed person is an option if you meet the above requirements. You can determine which loan form is most suitable through our loan guide . A personal loan or a revolving credit, the two forms of consumer credit.
Do you want to buy a car for private use , refinance existing loans or do you want to renovate your home? You apply for a personal loan with such a specific loan purpose. You pay off the loan at a fixed interest within a fixed term. The monthly payments are the same until you have repaid the loan. The total loan amount is deposited once and directly into your account. A personal loan provides security with regard to your finances.
You choose a revolving credit for extra financial scope . You determine when and how much you withdraw from the credit up to the credit limit, your maximum loan amount. The interest rate fluctuates and you only pay interest on the amount you withdraw. You also have the option to transfer current credits to us.
With a combination credit you can borrow up to a maximum of 150,000 us dollar for your holiday home / investment (abroad). Unlike a mortgage, you can finance up to 100% with a combination credit.Loan for a holiday home
Buying a caravan is a big expense. But not everyone has such a large amount in the bank. Then a loan is a good alternative.Loan for a caravan
If your furniture needs to be replaced, borrowing money for new furniture is a good option. With us you can take out a loan online, at a low interest rate and with a reputable bank.Loan for furniture
More about borrowing money
Everything you need to know to borrow money well-informed online.
Calculate how much you can borrow responsibly.
With us you can borrow money cheaply and responsibly online in four simple steps.
Refinance your existing expensive loan on better conditions and a lower interest rate.
Borrow money at a fixed low interest rate, with a fixed term and extra repayments without penalty.
Borrow money for a new car in a responsible way.
The Dutch credit company is a company with a customer-friendly image and professional staff
Fast, reliable and especially recommended for freelancers!
Nice people and a good clear explanation. All well arranged, very satisfied.
By: Ms Van
Excellent, fast and expert assistance. No empty promises! Despite the fact that having your own business makes taking out a loan complicated, it still makes money in the account within a few days. Chapeau!
By: RW van der Zon
It is very fast and a nice personal contact. Even interest rates went down and we got a call from the NCM itself, without knowing anything. Top!! If you have everything in order and provide the correct papers, you will never have a problem
By: Paula Voets
The convenience, speed, expertise and friendliness of this company makes it very pleasant for the customer to choose this company. Totally Top and keep it up !!
By: satisfied customer
Well served, Quick responses and pleasant communication. Employees think along and keep their finger (in a pleasant way) on the pulse.
Handled super. Everything reasonably fast and to your liking
By: D. Langerak
Way too curious asking things that are actually not allowed (as far as I know)
By: RMMH Handels
Very clear site and good contact via email, and super fast service !!
By: L Roelofse
Everything is arranged very quickly! Very friendly employees. Simply top service and definitely recommended!
By: Mrs. Tava
Are always friendly to you and think along with you. Try to help you as best as possible and look at all the possibilities. They go that extra mile.
By: MJ Fijneman
Fast clear service largely online so fast.
Helped well and neatly. The application and settlement took a bit longer than may be expected on the basis of what is stated on the website: "arranged within 48 hours" means that payment is made within 48 hours after approval of the documents. All in all, approval of the documents took about eight working days. But is still very fast.
By: J. Nulle
Clear questions about the documents sent and a choice of several lenders
By: JA Klijnsma
Course of events went pretty fast, but it was correct! In addition, a clear interim state of affairs from processing to final settlement.
By: R Ramlal
I would like to thank Snaploan Online and in particular Halmar for the super service: fast, professional, helpful, easy, clear and very service-oriented. I cannot name an improvement point!
I have been helped a lot. Customer friendliness is of paramount importance.
Everything arranged very quickly, helped very friendly.
Good and fast service. Business arranged within a few working days. Everything via the internet which was ideal for us.
By: K. Beishuizen
Where banks fail, this club has it covered. Clear (automated) process and they think along if things have to be different.
Friendly staff, easy website and very fast service. I already had the money in the account within 24 hours after request!
Pleasant experience, knowledgeable staff. Really makes an effort for you. Also good and fast handling.
Excellent service and fast handling.
By: Tiese Dalen
Great help and well thought out by the people there
By: CC Westerhof
Helped very friendly, and a quick assessment and settlement
By: corina sip
Great help again by the people of Snaploan Online ....
By: M Joosse
Very good experience with the Dutch credit company. They always help and do their best for you. And always open to questions. 100% satisfied :)
By: JHGE Roosen
Received good and fast information via email and after my choice it was handled in no time
The loan was taken out very quickly and when you called they are very helpful and friendly. Super
By: GAM Hekkenberg
Great quick checkout and very friendly and clearly helpful employees! Top!
By: Rob van Emst
Very good service, reliable clear story and a quick settlement! Top!
By: Monique Van Noort
We are very happy with how the whole event went. Smooth and businesslike.
By: PHS Pover
Friendly people and the financing was arranged and handled very quickly.
By: Customer ac dictus
Clear, fast, no small print, digital upload, excellent service. The only point: it is not possible to upload an account statement as a PDF via mobile. At least not through my Iphone. So when photos uploaded, which also went fine.
By: A. Prins
Perfect and super friendly service, reporting was fast and always up-to-date. Cattle can learn from it.
By: Dennis Meutstege
Quick and friendly, both by telephone and by e-mail, expertly and adequately assisted.
By: R Van Der Poel
handle requests quickly and easily via a computer
By: Mr Jacobs
Simple, clear, communication very well and no over communication
Pleasant contact Good process control Keeps the customer informed of every step. Clear communication No surprises Fast response time
I am very satisfied with the service provided, once the necessary documents were delivered, an agreement was quickly given, and the money quickly deposited into my account. Recommend this one.
Always easily accessible and good advice. And quickly arranged top.
We have had excellent suggestions for the layout of our loan. We have thought along very well! Compliments for your colleague Michel Vrengoor !! Everything is now neatly in order.
Our existing loans have been negotiated at a lower interest rate and we have been able to take out an additional loan for the amount and interest that we wanted. The existing loans were paid off quickly and the money was in our account super fast.
By: Lianda Lips
Clear and honest story. Perfect handling and handling
By: Monique Van Noort
Rapid response to the request and changes to it. Smooth handling of the entire procedure.
Professional and fast handling. Top!
By: Reineke Megens-Thissen
These people love fast and good work, this is a must !!
By: HP van Heek
I have had an excellent experience with the Dutch credit company. In summary: fast, professional, transparent, but above all? getting things done?. You want to borrow an X amount with a repayment of an X amount per month. Can you afford it all-inclusive? Yes OK. Financing approved and the money will be in your account in no time. No hassle, but above all a cooperative organization that does not assess black and white but also has insight into a? Gray? area. Thank you
We received a good explanation and a top service, We are very satisfied.
By: Tamara Konjetic
Very satisfied everything arranged within a few days
By: J van der Heijde
Everything was arranged quickly and well
Fast and reliable service, house bank cannot match this
By: SG de Jong
Very fast response and also direct answers to your questions.
We have been helped very well by you. Definitely worth passing on to others !!
Clear and fast handling. Friendly people who are very helpful.
Great service. Once at the end of the loan, they helped us with a follow-up. Very nice people who think along well with you.
Good and fast service, good expertise. Agreements are kept
Excellent service, the application was handled quickly and as icing on the cake, they thought along with taking out the most advantageous loan
Fast, transparent, easily accessible and the correct information.
I was asked for the necessary information with one additional figures and data and then it was arranged. Super!!!
By: AJM Heestermans
Always friendly, going out of their way for you to get the best deal.
By: Turgay Civelek
Every employee of De Nederlandse Krediet Maatschappij helped me a lot! They think along and only want what is best and right for the customer. Chapeau for your service. Mvg Celine
By: Celine F.
It could be arranged quickly, but because I had not understood it properly, it took a little longer. Still very satisfied
I am very satisfied with the service. Friendly, fast and everything is well organized.
By: JC Reuvers
Everything went very smoothly and clearly. Quick answers to questions. And everything in a friendly way.
Excellent and fast and customer-friendly, pleasant contact
By: B vd luit
Good service customer-oriented During the quotation an interest rate reduction and is neatly indicated for a lower monthly amount
By: D. Kindermans
Professional, customer-oriented and, above all, quickly arranged. Top!
By: Reineke Megens-Thissen
Incredibly customer-friendly company, think along with you
Good communication, quick responses. Nice system for submitting documents.
Easily accessible for questions via email or telephone!
By: Anneline Mesken
Fast, clear and ready to help. These people also just pick up the phone to report that the bank needs a day longer.
Good and fast service, clear explanation. They think very well with you! Really a top company and definitely recommended to others!
By: G Geerdsen
Upload pieces easily. Clear and neat communication between follow-up steps. We had to provide some extra information, this was carefully discussed by telephone. All in all, also handled quickly. Top!
Overall, I am satisfied with the service and correspondence. I think it is a shame that the procedure for applying for the loan was not clear. It took me a lot of time and energy. In the end I did get the loan from the banks, but not as I requested.
Good service. It is well indicated what is needed. The status of the application is very clear. Good preliminary work and screening also contribute to quick processing at the bank. Neat service with expert employees.
By: Mary van veen - sharoyan
Handled quickly and competently.
By: Petra Leeuwendaal- van Scherpenseel
Very satisfied, clear information and good service, highly recommended.
Fast, customer-oriented, friendly. Very satisfied with the smooth handling.
By: Jefta Visser
I have already had mediation by the Dutch Credit Company twice, and both times I have been helped perfectly. The service is fast, fair and no surprises. If necessary, personal contact via e-mail or telephone is realized in no time.
Had a very good experience with these knowledgeable people who really commit themselves and think along with you!
Very good experience, they make every effort to obtain the desired credit, for me this went in 2 steps and due to the corona crisis this took a little more effort with the bank, but with the efforts of the employees, this was still successful. They think along very well, keep you well informed about the course of events and know how to take the right paths. Once approved, you will have the money in your account very quickly.
After the application, they immediately started working for us. We soon received feedback on what they still needed from us in order to properly assess the application. After they received all requested documents, we received approval within 24 hours
By: S Van Kuijk
Very quickly and correctly handled top service! I received the money quickly.
We are very satisfied with the way we have been informed about the possibilities. Had pleasant conversations with various people.
By: Henny Mol
Act quickly and communicate clearly and in a timely manner.
Reliable and professional guidance. Thank you and keep it up.
By: Wahida Sjouken
Friendly, knowledgeable people who move with wishes and doubts. There is time and attention for your questions and there is a quick and attentive response.
By: MA Florusse
After a year I am approached by them to transfer at a better rate. That is service.
Super satisfied. Clearly indicate in advance what to expect. Step by step explanation of progress. Even if a provider wants to introduce a different interest rate for the time being, they will also enter into negotiations. In short, everything that is in your favor, they do their best. Recommended!
Clear and clear about submitting the documents. Website is very user-friendly. Very satisfied with the rapid progress of the loan.
By: Premnath Pitai
Application went smoothly. Easy to upload additional documents.
Arranged properly, quickly and discreetly. Works fine online and fully complies with the rules.
By: Harold Veldkamp
quickly and well and clearly arranged
I was helped with the application for a personal loan, they thought along with me what I really liked.
By: Anneke de Groot
It was a pleasant cooperation with the Dutch credit society. There was a very quick response and assistance. Definitely recommend the Dutch credit society.
By: R Morteza pana
Fast and friendly people. Clear what they need and think along with you
By: Claudia De Heer
Fast service and customer-friendly.
By: E. Yurekli
Now and then it was difficult to deliver the documents, otherwise everything was fine.
By: irma v gompel
Fast and clear customer-friendly contact and settlement!
By: R. Leduc
Friendly and clearly best organization ever.
By: MI Merencia
I searched the internet and I came across the Dutch Credit Company. They handled everything quickly and very carefully. Very happy with their approach.
By: Martin Fransen
always speak to you nicely. Looking at the possibilities and always easily accessible.
Your service was fast and very good. I am very satisfied with this
By: WN Willems
I can only say that it all went well and quickly. and that everything was very clear, and thank you very much for that.
By: AA van der Mark
Excellent assistance and fast handling
By: M van Lenten
Super service and helped super fast
By: Nico Van Susteren
A clear list of credit providers is provided. The application clearly communicates which documents must be submitted. If there are any questions, this can be answered by telephone or e-mail. Quick response by e-mail and friendly telephone service. When submitting, they think along with the customer for support.
Downright professional neat and smooth switching, recommended 100%
By: Claes Wassenaar
Excellent and very friendly help Fast service
Helped very well and very customer friendly !!
By: J de vries
Submitted an application online. The next day I was called by DNK if everything was clear and could help with anything. Very helpful, easy to reach by telephone, respond quickly to the mail. Thank you very much and keep it up.
Excellent help, thinking along with the customer and fully informed tailor-made! Top! Recommended.
By: Reineke Megens-Thissen
I am very happy that we finally managed to get this loan and were helped during the processing of the application for it
By: JPM Bregman
Friendly help. Filling out a lot of paperwork, but everything went clear and well.
By: Sander van de Scheur
Neatly helped, was immediately called back for a few things. neatly and quickly arranged.
By: Mrs. Jansen
Fast service and customer-friendly.
By: E. Yurekli
clear and easy to fill in forms. next steps well explained. good service
The application was professional through the app And the telephone conversation was excellent
By: HOC Pieter