Validity of the contract offered

Validity period per bank

The validity period of the contract per bank:

• Defam 1 month
• Nationale-Nederlanden bank 1 month
• Qander 2 months
• Interbank 3 months

Effective date of the loan

You can start the loan on the date that best suits your needs. You can choose from the following two options:

• The contract takes effect immediately, so that you can use the loan immediately to buy a car, for example
• You can also choose to have the loan commence later, but within the maximum validity period of the submitted quotation. Having the loan start later is useful in case of, for example, a planned renovation in your new home. Or when you have completed the financing of your new home or when you know what amount you have to pay to finance your costs to the buyer . If you let the contract start at the time of your choice, you can respond to the right time of your financing need. You have more control over your financial planning.

Interest rate change

The offered contract is valid for between one and three months. If the interest rate changes to a lower rate within this period, the contract will be adjusted to the new current interest rate. You take out a loan with us for an expenditure that will actually be used within one to three months.

New request

Do you need long-term financing, ie after three months? Then a new application is required due to the expiry of the validity of the contract.

All conditions in case of borrowing money

Not only the period of validity of the contract offered on the basis of the quotation submitted is included in the conditions. You can download all our general terms and conditions, as well as all information about the loan types. You will receive the 'European Standard Information for Consumer Credit' together with our quotation so that you can keep all information clearly and completely.