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E-bike on payment

"Even if you decide to pay for the E-bike with your credit card and then pay it off in installments, you have to take into account interest rates of up to 14%."

Electric bicycle (e-bike) on payment

You want to tour around with an E-bike this summer. Enjoying nature and being on the move at the same time, with a little help. But the purchase of an E-bike is a considerable investment for many people. This is precisely the reason why many electric bicycle providers are happy to offer you the option to pay in installments. That seems like an ideal solution, but it is certainly not! The interest rates associated with this form of installment buying are sky high . And that makes this financing an expensive form of borrowing.

Even if you decide to pay for the E-bike with your credit card and then pay it off in installments, you have to take into account interest rates of up to 14%.

A revolving credit is cheaper

There is a cheaper alternative. You can also choose to take out a revolving credit . The interest of a revolving credit is much lower, which means that your total costs with this loan form will also be much lower.

If you buy an electric bicycle on credit, you will be faced with an interest rate of up to 14%. This means that for a bicycle worth € 2000 per year you pay € 280 in interest. If you take out a revolving credit, your interest rate is 6.9% and you only pay € 138 per year for the same bicycle!

You can take out a revolving credit from € 5000, -. This means that you can withdraw € 2000 for the E-bike and keep the remaining amount on hand for unforeseen expenses. You only pay interest on the amount that you have withdrawn.

With the minimum monthly installment of 50 or 75 us dollars, depending on which bank you choose, you can pay off your loan very quickly with this low interest rate.

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