In contrast to the former WOZ credit, the interest on a home loan is in some cases tax deductible. Namely if you borrow money to finance your home's residual debt. This applies to both the Personal Loan and the Revolving Credit and only if the residual debt arose after October 29, 2012. The interest on an owner-occupied home Personal Loan is also deductible if you borrow for the renovation of your own owner-occupied home. Calculate the interest with tax benefit here .
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