Trusted by many



Pay attention! Borrowing money, costs money

Cheap car financing

Borrow money for a car - From 3.5%

$ indicator

In addition to a loan for a house, a loan for a car is the most common. A car is an investment that you will enjoy for years to come. But it sometimes costs a lot of money. That is why we offer responsible loans for a car. Simply online and at a low interest rate. You choose the loan and we take care of the rest. You have the money in your account within 2 working days to pay the car dealer.

Borrow money for a car

Financing your new or used car can be done in three different ways. Depending on whether you want to / can save for a car for years or whether you want to enjoy or need your new car now.

  1. Financing with your savings.
  2. Financing at the dealer.
  3. Financing with a Personal Loan.

If you finance the car from your savings account, you do not pay any interest. The big disadvantage is that your buffer for unforeseen expenses is shrinking.

Financing the car at the dealer seems like a great option, but it has some snags. Financing at the dealer is often more expensive . In addition, you can negotiate less sharply because you also have to ask for a loan for the car.

For those who do not have enough savings and do not want to finance through the dealer, borrowing money online with a Personal Loan is often a good option. You (partly) finance the car with a convenient loan and you already have the money available when you knock on the door of the car dealer. A much stronger negotiating position! You arrange your financing needs discreetly and securely from the comfort of your home.

Did you know that?

31% of people who borrow money borrow money to finance a car.


Personal loan

Most customers opt for a Personal Loan when they borrow money for a car. Because with a Personal Loan:

  • you have a clear end date. This means you know in advance exactly when the loan will be repaid
  • you borrow exactly the amount you need for your new car;
  • you repay the loan monthly against a fixed amount per month (interest and repayment)
  • adjust the term of your loan to the expected useful life of the car (read more under tips for car financing)

Why borrow from us?

  • With one request a complete range of 5 sofas in one overview
  • Compare interest, conditions and payment date in one overview
  • You will receive a realistic offer
  • Request a quote without obligation and free of charge
  • Fast, error-free and inexpensive
  • Money back guarantee!

Borrow money online

You do not just borrow money. A loan is something that you have to think carefully about. After all, you are entering into a financial obligation, often for a longer period. That is why it is important that you are well informed before applying for a loan . So that you know which loan best suits your personal situation and your wishes and you take out a responsible loan.

Tips for financing a car

We have listed a number of useful tips for you that you can take into account when selecting financing for a car. For example, there are always more costs associated with a car than just the purchase price, and buying on installment sounds very attractive, but can be expensive.

Also make sure that you do not borrow more money for the car than is necessary. The residual value of a car is often not that high and therefore a new car is not an investment that is easily recouped.

Insure your car with all-risk cover. It is a shame if you drive damage and do not receive compensation due to low coverage. While you still have to pay off the loan for the car.

  • Lifespan / Service life
  • Maintenance costs
  • Installment purchase
  • The best interest

Lifespan / Service life

Consider the life of your car

Because a car has a limited economic life, it is wise to adjust the term of the loan accordingly. The average useful life of a car is 5 to 6 years. That is why a term of 60 to 72 months is often the best option. This prevents you from still having a residual debt when the car is (financially) written off or resold.

Maintenance costs

Take maintenance costs into account

Buying a car is one thing. But you are not there yet. A car also requires maintenance. And there are also costs involved. Nibud calculated that a car costs an average of € 75 to € 100 per month in maintenance. Keep this in mind when purchasing your car. Do you have a specific car in mind? Then go to the ANWB car cost calculator and calculate the costs for this car.

Installment purchase

Beware of paying in installments

Buy now, pay later. Most car sellers also offer the option to buy a new car on an installment plan . That sounds attractive, but beware; Installment buying is simply a form of borrowing money. And then also a very expensive one. Sometimes you even pay the legal maximum interest of 14%. A waste of your money. With an interest rate from 3.5%, a Revolving Credit or Personal Loan is much cheaper.

The best interest

Choose the best interest rate

A loan always costs money. You pay the costs for your loan by means of interest. With a Personal Loan, the interest is always fixed. The interest is variable with a Revolving Credit. This means that it can rise or fall at any time.

The interest rates and loan conditions differ per bank. We always send you offers from several banks. So that you can compare interest rates and conditions quickly and easily. You then choose the loan that suits you best and we will arrange the rest. With us you can already take out a car loan from 3.5%.

Request a quote without obligation

Request a quote free of charge and without obligation and receive the offer of 5 banks in 1 overview within a few hours.

Current interest rates

Request a quote without obligation