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Financing a garage

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Garage financing

A parking space in front of the door is ideal, but unfortunately not always possible. If you live in a city, you often need an (expensive) parking permit. Building or buying a garage to park your car is a great alternative. You are assured of a parking space for your car or motorcycle and it is covered and safe. With us you can take out a Personal Loan online and responsibly at a low interest rate to finance your garage box. In some cases, the interest on the loan is tax deductible.

Personal loan for your garage

Do you want to fix the current favorable interest rate (from 3.5%, historically low!) And know exactly on what date the loan was repaid? A Personal Loan offers this security. You borrow the amount once to finance the garage.

With a Personal Loan, the loan amount, the term and the interest are determined in advance. There are no unpleasant surprises afterwards, so you know exactly where you stand. This gives you the safety and security to borrow money as responsibly as possible.

  • Fixed low interest rate from 3.5% - Lowest in the Netherlands!
  • Borrow a fixed amount from € 5,000
  • Fixed term with fixed monthly installments
  • Always pay extra without penalty
  • Secure, responsible and affordable online closing

Quote loan garage

Would you like to know how much you can borrow for your garage? You can easily calculate it in our calculation tool . You can also submit a quotation request immediately and without obligation. We work together with 5 partner banks; you will receive a complete and realistic offer with favorable interest rates and favorable conditions. You are actually eligible for this offer on the basis of your data. You can easily arrange a loan with us online, without advice and closing costs.

Why borrow from us?

  • With 1 request a complete and realistic offer of 5 banks
  • Compare interest, conditions and payment date in one overview
  • 100% online, no expensive advisers required and therefore cheaper than the large banks
  • Fast, error-free and inexpensive
  • Money back guarantee!

Garage tax deductible?

The interest on the loan is tax deductible if the garage is attached to your home or placed on the ground around your home. A garage falls under home improvement and qualifies for this tax break rule because it increases the value of your home.

Please note: if the garage box is a few blocks away, you will not receive a tax benefit.

Tips for financing a garage

  1. What does a garage box cost (to have it built)?
    The costs are between 10,000 and 19,000 US dollars, depending on your wishes. From having the garage delivered bare inside to a delivery including stucco, CV and a beautiful gabled roof, there are many possibilities. So request multiple quotes.

    If you want to buy a garage box, for example of a maximum of 50m2 in Utrecht, you should take into account amounts from approximately 20,000 us dollar (source: Funda).

  2. Provide extra storage space.
    Will there be a high ceiling in the garage? Then you can have an attic built in for extra storage space. But even without a high ceiling, a lot of storage space can be gained: wooden slats just below the ceiling for skis or garden tools. Or special hooks for the bicycles on the back wall. Or a garage-wide workbench with many drawers and wall cupboards. You keep the side walls as free as possible so that you can easily get in and out of the car.

  3. Adjust the term of the loan to the usage time of the garage.
    Financing such as a Personal Loan is a long-term financial obligation. The longer the loan runs (for example 10 years), the lower the monthly costs. But in the end you are more expensive than with a shorter term (1 - 5 years) with somewhat higher monthly charges. After all, you pay interest for longer.

    When determining the term, also take into account the useful life of the garage. For example, do you want to sell the house again within 2 years? Then it is a shame to still have to make payments for a garage that is no longer used by you. Are you planning to grow old in your house with a garage? Then a longer term is of course fine.

We wish you a lot of fun and enjoyment with your beautiful new garage!

Current interest rates

Request a quote without obligation