Going back to school after your 30th birthday is fun and good for your career. But it also costs money, often thousands of euros per year. After your 30th birthday you are no longer entitled to student finance, usually your employer does not reimburse the study costs and not everyone has sufficient savings for a study. Fortunately, you can also borrow money for your studies cheaply and in a responsible manner . We are happy to list the options for you. Is the study abroad? You will then have to deal with additional costs for housing. What are your options then?
You can go to the government for a lifelong learning credit . This is an advantageous credit especially for adults aged 30 - 55 who are going to (re) study, comparable to the tuition fee credit of the student grant. The tuition fees for the 2020/2021 academic year are € 2143.-
This lifelong learning credit is available for people who are doing a full-time MBO education or who are following a full or part-time HBO or WO study. You cannot borrow more than you have to pay in tuition fees.
Do you need a loan for your studies in the short term or does your study not meet the requirements of the government? In addition to tuition fees, would you like to borrow extra for additional study costs or because you have to work less for your studies? Then you can opt for a Personal Loan
With a Personal Loan , you borrow the full amount that you need to pay the tuition fees and any additional costs in one go. You pay a fixed interest and the term is also fixed. So you know in advance exactly how much the loan will cost and when you will pay off the loan.
The big advantage of a Personal Loan is that your debt decreases a bit after each monthly payment. Moreover, you can always make extra repayments without penalty, so that you can go through life debt-free sooner.
Curious? Request a quote without obligation and often receive a customized loan proposal the same working day.
Are you considering taking a (additional) study abroad?
This study will deepen your current position and can create new opportunities for your career. You want to take this with both hands and look forward to studying in another country. But how will you pay for these - often high - costs? Because you not only have to pay the costs of the study, but also the costs of housing and living expenses. These costs are in addition to your fixed costs that you have in the Netherlands.
You cannot take out a lifelong learning credit for studying abroad. It is, however, possible to request a consumer credit in the form of a well-arranged Personal Loan.
You are not eligible for student finance, DUO or any other credit especially for students. It is possible to take out a Personal Loan for the intended study abroad, accommodation on location and other costs. You borrow a fixed amount for all costs, with a fixed low interest rate and fixed term. With this amount you can pay all costs in one go and you have the security of a responsible loan.
You can request a quote online without obligation for your study, accommodation and other costs abroad.
Wondering whether a study abroad is also financially feasible for you? Calculate how much you can borrow here.