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Pay attention! Borrowing money, costs money

Save on your loan with ING

Better conditions and a fixed low interest rate from 3.5% (fixed for up to 10 years)

Completely free of charge and without obligation
Request before 18:00 = receive the offer today
Take advantage now: from 3.5% fixed interest

Request a quote free of charge and take advantage of the historically low interest rate from 3.5%

Filling in the application form takes about 2 min.

The benefits of a Personal Loan with Snaploan Online

You want to borrow money as responsibly as possible. With a Personal Loan, the loan amount, the term and the interest are determined in advance. That is precisely why there are no surprises afterwards. It gives you the safety and security to borrow money as responsibly as possible.

  • Fixed low interest rate from 3.5% - Lowest in the Netherlands!
  • Borrow a fixed amount from € 5,000
  • Fixed term
  • Fixed monthly installments
  • Always pay extra without penalty
  • Secure, responsible and affordable online closing

Transfer your ING loan

You have a loan from ING at a fairly high interest rate. You can refinance your loan to save on monthly costs. Refinancing the loan not only gives you a new low interest rate, but also better conditions. You can always make extra repayments on the loan at any time, completely without penalty. Because we work completely online and thanks to the cooperation with our five partner banks, our interest rates are low and you take out a tailor-made loan.

We would be happy to show you exactly how much money you will save by transferring your ING loan to us. Calculate your savings by indicating below the conditions under which you now have a loan from ING.

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View the comparison below with the cheapest alternative from one of our partners

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Why are we cheaper than ING?

ING is a major bank and has a lot of costs for office buildings and staff. Those costs are passed on in the interest rates of the loans. As an online credit broker we do not have these costs and therefore our interest rates are lower . Another big advantage is that we specialize in loans and that has our full focus. A lot cheaper than a bank like ING that offers several different financial products.

In addition, we do not offer advice. People who take out a loan with us must already have some knowledge about and experience with borrowing money. That seems irresponsible, but in practice the opposite is the case. 98% of our customers are able to make monthly repayments flawlessly. So we do not have to charge costs for advice.
We also offer a website that provides our customers with immediate clarity and comes with a realistic offer. As a result, our deductible for problem payments is low. Thanks to this method, we are always cheaper than the major banks.

All in all, we can keep our interest low and offer you an affordable loan.

In the overview below, we have listed the interest rates of our partner banks and those of the major banks. This way you can see at a glance what the difference in interest rates is under different conditions.

Personal loan from ING?

You can easily transfer your expensive personal loan at ING to a new personal loan with us. We can take care of that for you professionally, quickly and without errors. After receiving your request, we will immediately arrange the rest. In this way you can take advantage of your new cheaper loan in the short term.

Revolving credit at ING?

You have opted for the revolving credit because of the variable interest rate and the flexibility that this loan form offers you. But now that the interest rate is historically low, you would prefer a loan where you can secure this low interest rate. If you transfer your credit to a personal loan, you immediately start benefiting from the fixed low monthly costs. Converting the loan form (revolving credit to a personal loan) is no problem at all.

Is the revolving credit still the most suitable loan form for you, but do you want a lower interest rate? Then you can transfer your current credit from ING to a new credit with us.

When the revolving credit is transferred, a new loan is taken out and the old loan is repaid. You fill in your details on our online quotation form. We will send you by e-mail the offers from our partner banks with the revolving credits for which you are eligible. You will find all interest rates and conditions side by side in one clear overview, so that you can easily choose the revolving credit that best suits your needs. Finally, we will send you the quotation and your new conditions by email or post. In this way, the switch from ING to the new lender is arranged smoothly but carefully for you.

Merge multiple loans

Do you have several loans with ING and have you lost the overview? We can transfer the loans and merge them into one clear large loan.
The advantage is not only that you gain more insight, you will also pay less interest. The interest on a high loan amount is lower than the interest on smaller, 'loose' loan amounts.

Working method and conditions of Snaploan Online

After you have made a choice from one of the loan forms, fill in our online quotation request form . You hereby instruct us to request a quote from our partner banks without obligation and without additional costs. We request additional, confidential information that we need to complete the application from you via email and My SNLO.

Within a few hours of your application, you will receive a personal offer from our partner banks in one clear overview. This way you can compare interest rates, terms and conditions at a glance. This overview can also be found on your personal page in 'Mijn Nederlandse Kredietmaatschappij' (Mijn SNLO). You will receive the best offers, which you actually qualify for based on your data.

You select the partner bank of your choice and instruct us to draw up the contract for the selected loan. You can view and download this contract via email and My SNLO. You can then also digitally deliver / upload the signed and requested documents via this secure personal environment.

Make extra repayments? Always penalty-free!

You can always make extra repayments on the loan free of charge. With extra repayments you reduce your debt and no penalty is charged for this. Do you have a financial windfall and can you even pay off the loan in full? That can also be done without penalty and at any time.

Free online transfer service

Transferring your ING loan or credit is simple and error-free via our online transfer service. You fill in your details and we will then arrange the rest, so that you will pay a low (er) interest. You do not pay any advice and closing costs .

Do you want to insure your loan in the event of death? Then take out life insurance together with your loan.

Insight with My Snaploan Online

To keep the application process as short as possible, we will create a personal page for you on My Dutch Credit Company. In this way you can upload your data and follow the application process in a personal and secure digital environment.

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Do you have questions?
Our team has the answers.

If you want to borrow money, you probably also have questions. For example, which loan suits your loan goal or how we work. That is why we have collected the most frequently asked questions, important concepts and loan goals for you.

Current interest rates

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