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Pay attention! Borrowing money, costs money

Save on your loan with SNS Bank

Better conditions and a fixed low interest rate from 3.5% (fixed for up to 10 years)

Completely free of charge and without obligation
Request before 18:00 = receive the offer today
Take advantage now: from 3.5% fixed interest

Request a quote free of charge and take advantage of the historically low interest rate from 3.5%

Filling in the application form takes about 2 min.

The benefits of a Personal Loan with Snaploan Online

You want to borrow money as responsibly as possible. With a Personal Loan, the loan amount, the term and the interest are determined in advance. That is precisely why there are no surprises afterwards. It gives you the safety and security to borrow money as responsibly as possible.

  • Fixed low interest rate from 3.5% - Lowest in the Netherlands!
  • Borrow a fixed amount from € 5,000
  • Fixed term
  • Fixed installments
  • Always pay extra without penalty
  • Secure, responsible and affordable online closing

Transfer your SNS credit

You currently have a revolving credit with SNS Bank, but it is no longer possible to use this loan form. You are therefore obliged to look for an alternative. SNS Bank itself does not offer that. It is even more convenient that you can save thousands of euros with us with another loan form, the Personal Loan.

Suppose you have a loan with SNS Bank of € 25,000 at an interest rate of 5.3% with a term of 120 months and a term amount of € 265.

The same loan with us, with an interest of 3.9% and a term amount of € 250, will save you 120 x € 15 = € 1,800!

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Why are we cheaper than SNS Bank?

The interest rates of a major bank such as SNS Bank are higher than the interest rates of online credit providers like us. This is due to our online-only method and the savings on the costs of office buildings and staff.

We specialize in consumer credit (we do not offer other banking products) and work (fully digitally) with our partner banks. Precisely because we work online, do not work with advisors and do not incur unnecessary costs, we are always cheaper than the major banks. If you want, you can read more about our working method and our interest rates .

In the overview below, you will find an overview of the interest rates of our partner banks and the major banks. This way you can see the differences and what you can save for yourself.

Revolving credit with SNS Bank?

You have opted for the revolving credit because of the variable interest rate and the flexibility that this loan form offers you. Now that the interest rate is historically low, you would prefer a loan where you can secure this low interest rate. If you transfer your credit to a Personal Loan, you immediately start benefiting from the fixed low monthly costs. Converting your current Revolving Credit at SNS Bank into a Personal Loan with us is no problem at all. Do you want to continue to borrow flexibly? Then transfer your Continuous Credit to a new Continuous Credit with us.

When transferring a Continuous Credit , the old loan is repaid and a new loan is taken out. You fill in your details on our online quotation form. We will send you the offers from our partner banks with the revolving credits for which you are eligible by e-mail. Clearly in one overview all interest rates and conditions side by side, so that you can easily choose the Revolving Credit that best suits your needs. Based on your choice, we will immediately send you the quotation and your new conditions by e-mail or post. We will arrange the entire transition from SNS Bank to the new bank for you.

Merge multiple loans

Do you have multiple loans with SNS Bank and have you lost the overview? We can transfer the loans and merge them into one clear large loan. The advantage is not only that you gain more insight, you will also pay less interest. The interest on a high loan amount is lower than the interest on small amounts.

Working method and conditions of Snaploan Online

After you have made a choice from one of the loan forms, fill in our online quotation request form . You hereby instruct us to request a quote from our partner banks without obligation and without additional costs. We request additional, confidential information from you via e-mail and Mijn Nederlandse Kredietmaatschappij (Mijn SNLO), which we need to complete the application.

Within a few hours of your application, you will receive a personal offer from our partner banks in one clear overview so that you can compare interest rates, terms and conditions at a glance. This overview can also be found on your personal page in "Mijn Nederlandse Kredietmaatschappij" (Mijn SNLO). You will receive the best offers, which you actually qualify for based on your data.

You select the partner bank of your choice and instruct us to draw up the contract for the selected loan. You can view and download this contract via email and My SNLO. You can then also digitally deliver / upload the signed and requested documents via this secure personal environment.

Repay penalty free

You can always make extra repayments on the loan free of charge. No fine will be charged for this. You reduce the debt with these extra repayments. Do you have a financial windfall and can you repay the loan in full? That can also be done without penalty at any time.

Free online transfer service

Transferring your SNS Bank loan or credit is simple, fast and error-free via our online transfer service. You fill in your details and we will then arrange the rest, so that you can start paying a lower interest. You do not pay any advice and closing costs . Do you want to insure your loan in the event of death? Then take out life insurance together with your loan.

Insight with My Dutch Credit Company

To keep the application process as short as possible, we will create a personal page for you on My Dutch Credit Company. In this way you can upload your data and follow the application process in a personal and secure digital environment.

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Do you have questions?
Our team has the answers.

If you want to borrow money, you probably also have questions. For example, which loan suits your loan goal or how we work. That is why we have collected the most frequently asked questions, important concepts and loan goals for you.

Current interest rates

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